Fill in a Valid Met Life Evidence Of Insurability Template

The Met Life Evidence Of Insurability form is a crucial document that helps determine an individual's eligibility for insurance coverage. This form requires detailed health information from the proposed insured, which can include the employee's spouse, domestic partner, or child. Completing this form accurately is essential for a smooth application process, so be sure to fill it out carefully by clicking the button below.

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The Met Life Evidence of Insurability form is an essential document for individuals seeking group insurance coverage through their employer. This form serves as a means for the insurance company to evaluate the health status of the proposed insured, which can include the employee, their spouse, or children. To complete the form, the employee must first provide group customer and insurance information, along with their name and Social Security number. Each proposed insured must fill out a separate Statement of Health form, ensuring that all required sections are completed accurately. The form includes detailed health questions that cover a range of medical conditions and treatments, requiring the proposed insured to disclose any relevant health history. After filling out the form, it is crucial to sign the Authorization section and retain a copy for personal records. The completed forms can then be submitted to MetLife via fax, mail, or email. It is important to note that if the forms are incomplete or if additional medical information is needed, MetLife will return the forms for correction or request further details. Understanding the requirements and processes associated with this form can help streamline the application for insurance coverage.

Met Life Evidence Of Insurability Example

INSTRUCTIONS

FOR THE STATEMENT OF HEALTH FORM AND THE AUTHORIZATION FORM THAT FOLLOW THIS SECTION

INSTRUCTIONS TO THE EMPLOYEE

1.Fill in the Group Customer Information and Insurance Information on the Statement of Health form.

2.Fill in your name and Social Security # on the Statement of Health form. The Employee's Name and the Employee’s Social Security # must appear on the form.

3.Give the forms to the Proposed Insured to complete and send to MetLife.

INSTRUCTIONS TO THE PROPOSED INSURED (The Proposed Insured is the person for whom insurance is being requested. The Proposed Insured may be the Employee, the Employee’s Spouse/Domestic Partner or the Employee’s Child.) A separate Statement of Health form must be completed by each Proposed Insured. Based on the enrollment form submitted by the Employee, a Statement of Health form is required to complete the employee’s request for group insurance coverage for you, the Proposed Insured.

		Metropolitan Life Insurance Company
1.	Complete the Statement of Health form and sign where indicated by an arrow.		Statement of Health Unit
1.			P.O. Box 14069
2.	Sign the Authorization form where indicated by an arrow.		Lexington, KY 40512-4069
3.	After completion, make a copy of both completed forms for your records and FAX, MAIL or EMAIL the original		FAX: 1-859-225-7909
3.			To Submit Completed Forms Email:
	forms to the address at the right. Emailed forms must be printed and signed before they are scanned and

	submitted.		[email protected]
	submitted.		[email protected]

For questions, call MetLife at 1-800-638-6420, prompt 1 (Statement of Health Unit) or email us at			For Questions Email:
[email protected].			[email protected]

Note: Additional medical information may be required after MetLife’s initial review of a completed Statement of Health form. The additional information requested may be a physical examination, paramedical exam, or an Attending Physician Report. Correspondence will be sent within ten days by MetLife or our approved vendor. Incomplete forms will be returned to you for completion.

Some services in connection with your Statement of Health form may be performed by our affiliate, MetLife Global Operations Support Center Private Limited. This service arrangement in no way alters Metropolitan Life Insurance Company's obligations to you. Services will not be performed by our affiliate if prohibited by state or local law or by mutual agreement with the Group Customer .

STATEMENT OF HEALTH FORM

Metropolitan Life Insurance Company, New York, NY 10166

GROUP CUSTOMER INFORMATION (To be Completed by the Recordkeeper)

Name of Group Customer/Employer/Association

Street Address

City

Group Customer #

State

Reporting Location #

Zip Code

EMPLOYEE INFORMATION (To be Completed by the Employee)

Name of Employee (First, Middle, Last)

Social Security # of Employee

YOUR INFORMATION (To be Completed by the Proposed Insured)
YOUR INFORMATION (To be Completed by the Proposed Insured)
Name (First, Middle, Last)				Relationship to Employee			Child	Male
				Self	Spouse/Domestic Partner		Child	Female
Street Address			City			State	Zip Code

Date of Birth (MM/DD/YYYY)	Daytime Phone #	Home Phone	#	Email Address

GEF02-1

ADM

(The form number above applies to residents of all states except as follows: Form number GEF09-1 applies to residents of Montana; and

GEF02-1

ADM applies to residents of Connecticut, North Dakota and Utah)

Please complete all sections of this form. Incomplete forms will be returned to you.

Page 1 of 5

SOH-BR400M-NY (06/17)

Metropolitan Life Insurance Company, New York, NY 10166

HEALTH INFORMATION

SECTION 1

Please complete all questions below. Omitted inf ormation will cause delays. In this section, “you” and “your” refers to the person for whom insurance is being requested. Health Information is required for the Proposed Insured only. For questions 5 through 11u, for “yes” answers, please provide full de tails in Section 2.

Your name

Employee’s Name

inches Your weight

Employee’s Social Security/Identification #

Your height

feet

pounds

Yes

Are you now on a diet prescribed by a physician or other health care provider? If “yes” indicate type

Are you now pregnant? If “yes,” what is your due date (month/day/year)?

If “yes”, provide Physician’s name

Telephone:

Are you now, or have you in the past 2 years, used tobacco in any form?

In the past 5 years, have you received medical treatment or counseling by a physician or other health care provider for, or been

advised by a physician or other health care provider to discontinue, the use of alcohol or prescribed or non-prescribed drugs?

In the past 5 years, have you been convicted of driving while intoxicated or under the influence of alcohol and/or any drug?

If “yes”, specify ”date(s) of conviction(s) (month/day/year)

Have you had any application for life, accidental death and

dismemberment or disability insurance

declined

postponed

withdrawn

rated

modified or

issued other than as applied for?

Indicate reason

Are you now receiving or applying for any disability benefits, including workers’ compensation?

9.Have you been Hospitalized as defined below (not including well-baby delivery) in the past 90 days?

Hospitalized means admission for inpatient care in a hospital; receipt of care in a hospice facility, intermediate care facility, or long term care facility; or receipt of the following treatment wherever performed: chemotherapy, radiation therapy, or dialysis.

10.For residents of all states except CT, please answer the following question: Have you ever been diagnosed or treated by a physician or other health care provider for Acquired Immunodeficiency Syndrome (AIDS) or AIDS Related Complex (ARC)?

For CT residents, please answer the following question: To the best of your knowledge and belief, have you ever been diagnosed or treated by a physician or other health care provider for Acquired Immunodeficiency Syndrome (AIDS) or AIDS Related Complex (ARC)?

11. Have you ever been diagnosed, treated or given medical advice by a physician or other health care provider for: a. cardiac or cardiovascular disorder? Indicate type

b. stroke or circulatory disorder? Indicate type c. high blood pressure?

d. cancer, Hodgkin's disease, lymphoma or tumors? Indicate type e. anemia, leukemia or other blood disorder? Indicate type

f. diabetes? Your age at diagnosis?Check if insulin treated g. asthma, COPD, emphysema or other lung disease? Indicate type

h. ulcers, stomach, hepatitis or other liver disorder? Indicate type

i. colitis, Crohn’s, diverticulitis or other intestinal disorder? Indicate type j. memory loss? Indicate type

k.epilepsy, paralysis, seizures, dizziness or other neurological disorder?

Specify date of last seizure (month/year) Indicate type

Epstein-Barr, chronic fatigue syndrome or fibromyalgia? Indicate type

multiple sclerosis, ALS or muscular dystrophy? Indicate type

lupus, scleroderma, auto immune disease or connective tissue

disorder?

arthritis?

osteoarthritis

rheumatoid

other/type

back, neck,

knee, spinal, joint or other musculoskeletal disorder? Indicate type

carpal tunnel syndrome?

kidney, urinary tract or prostate disorder? Indicate type

thyroid or other gland disorder? Indicate type

mental, anxiety, depression, attempted suicide

or nervous disorder? Indicate type

sleep apnea? Indicate type

After completing the Personal Physician and Prescription Information on the next page, please provide full details in Section 2 for “yes” answers to questions 5 through 11u.

GEF09-1

HEA

(The form number above applies to residents of all states except as follows: Form number GEF09-1 applies to residents of Montana; and

GEF09-1

HEA applies to residents of Connecticut, North Dakota and Utah)

Please complete all sections of this form. Incomplete forms will be returned to you.

Page 2 of 5

SOH-BR400M-NY (06/17)

Metropolitan Life Insurance Company, New York, NY 10166

Personal Physician Information

Personal Physician’s Name:

Address (Street, City, State, Zip Code):

Telephone:

Date of last visit (MM/DD/YYYY):

Reason for visit:

Prescription Information

Are you currently taking any prescribed medications?

Yes

If yes, list the medications.

Medication:

Condition/Diagnosis:

Prescribing Physician’s Name:

Telephone:

Address (Street, City, State, Zip Code):

Medication:

Condition/Diagnosis:

Prescribing Physician’s Name:

Telephone:

Address (Street, City, State, Zip Code):

Check here if you are attaching another sheet for any additional medications.

SECTION 2

Please provide full details-below for each “Yes” answer to questions 5 through 11u in Section 1. If you need more space to provide full details,

attach a separate sheet with the information and sign and date it. Delays in processing your application may occur if complete details are not provided.

MetLife may contact you for additional or missing information.

Check here if you are attaching another sheet.

Your name

Employee’s Name

Your Date of Birth

Question Number

Condition/Diagnosis

Please list any medication prescribed that you did not already identify in

the Prescription Information above.

Date of Diagnosis (Month/Year)

Date of Last Treatment (Month/Year)

Type of Treatment

Treating Health Professional

Physician’s Name:

Date of last visit:

Reason for visit:

Address

Street

City

State

Zip Code

Telephone:

Question Number

Condition/Diagnosis

Please list any medication prescribed that you did not already identify in

the Prescription Information above.

Date of Diagnosis (Month/Year)

Date of Last Treatment (Month/Year)

Type of Treatment

Treating Health Professional

Physician’s Name:

Date of last visit:

Reason for visit:

Address

Street

City

State

Zip Code

Telephone:

GEF09-1

HEA

(The form number above applies to residents of all states except as follows: Form number GEF09-1 applies to residents of Montana; and

GEF09-1

HEA applies to residents of Connecticut, North Dakota and Utah)

Please complete all sections of this form. Incomplete forms will be returned to you.

Page 3 of 5

SOH-BR400M-NY (06/17)

Metropolitan Life Insurance Company, New York, NY 10166

Question Number

Condition/Diagnosis

Please list any medication prescribed that you did not already identify in

the Prescription Information above.

Date of Diagnosis (Month/Year)

Date of Last Treatment (Month/Year)

Type of Treatment

Treating Health Professional

Physician’s Name:

Date of last visit:

Reason for visit:

Address

Telephone:

Street

City

State

Zip Code

GEF09-1

HEA

(The form number above applies to residents of all states except as follows: Form number GEF09-1 applies to residents of Montana; and

GEF09-1

HEA applies to residents of Connecticut, North Dakota and Utah)

FRAUD WARNINGS

Before signing this Statement of Health form, please read the warning for the state where you reside and for the state where the contract under which you are applying for coverage was issued.

Alabama, Arkansas, District of Columbia, Louisiana, Massachusetts, New Mexico, Ohio, Rhode Island and West Virginia : Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

Colorado: It is unlawful to knowingly provide false, incomplete or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado Division of Insurance within the Department of Regulatory Agencies.

Florida: Any person who knowingly and with intent to injure, defraud or deceive any insurance company files a statement of claim or an application containing any false, incomplete or misleading information is guilty of a felony of the third degree.

Kansas and Oregon: Any person who knowingly presents a materially false statement in an application for insurance may be guilty of a criminal offense and may be subject to penalties under state law.

Kentucky: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime.

Maine, Tennessee and Washington: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties may include imprisonment, fines or a denial of insurance benefits.

Maryland: Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

New Jersey: Any person who files an application containing any false or misleading information is subject to criminal and civil penalties.

New York (only applies to Accident and Health Benefits): Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation.

Oklahoma: WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony.

Puerto Rico: Any person who knowingly and with the intention to defraud includes false information in an application for insurance or files, assists or abets in the filing of a fraudulent claim to obtain payment of a loss or other benefit, or files more than one claim for the same loss or damage, commits a felony and if found guilty shall be punished for each violation with a fine of no less than five thousand dollars ($5,000), not to exceed ten thousand dollars ($10,000); or imprisoned for a fixed term of three (3) years, or both. If aggravating circumstances exist, the fixed jail term may be increased to a maximum of five (5) years; and if mitigating circumstances are present, the jail term may be reduced to a minimum of two (2) years.

Vermont: Any person who knowingly presents a false statement in an application for insurance may be guilty of a criminal offense and subject to penalties under state law.

Virginia: Any person who, with the intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement may have violated the state law.

Pennsylvania and all other states: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.

GEF09-1

(The form number above applies to residents of all states except as follows: Form number GEF09-1 applies to residents of Montana; and

GEF09-1

FW applies to residents of Connecticut, North Dakota and Utah)

Please complete all sections of this form. Incomplete forms will be returned to you.

Page 4 of 5

SOH-BR400M-NY (06/17)

Metropolitan Life Insurance Company, New York, NY 10166

DECLARATIONS AND SIGNATURES

By signing below, I acknowledge:

1.I have read this Statement of Health form and declare that all information I have given, including any health information, is true and complete to the best of my knowledge and belief. I understand that this information will be used by MetLife to determine insurability.

2.I have read the applicable Fraud Warning(s) provided in this Statement of Health form.

Sign

Here

Signature of Proposed Insured

Print Name

Date Signed (MM/DD/YYYY)

If a child proposed for insurance is age 18 or over, the child must sign this Statement of Health. If the child is under age 18, a Personal Representative for the child must sign, and indicate the legal relationship between the Personal Representative and the proposed insured. A Personal Representative for the child is a person who has the right to control the child’s health care, usually a parent, legal guardian, or a person appointed by a court.

Sign Here

Signature of Personal Representative

Print Name

Date Signed (MM/DD/YYYY)

Relationship of Personal Representative

GEF09-1

DEC

(The form number above applies to residents of all states except as follows: Form number GEF09-1 applies to residents of Montana; and

GEF09-1

DEC applies to residents of Connecticut, North Dakota and Utah)

Please complete all sections of this form. Incomplete forms will be returned to you.

Page 5 of 5

SOH-BR400M-NY (06/17)

AUTHORIZATION

This Authorization is in connection with an enrollment in group insurance and information required for underwriting and claim purposes for the proposed insured(s) ("employee", spouse, and /or any other person(s) named below). Underwriting means classification of individuals for determination of insurability and / or rates, based upon physician health reports, prescription drug history, laboratory test results, and other factors. Notwithstanding any prior restriction placed on information, records or data by a proposed insured, each proposed insured hereby authorizes :

•Any medical practitioner, facility or related entity; any insurer; MIB Group, Inc (“MIB”); any employer; any group policyholder, contract holder or benefit plan administrator; any pharmacy or pharmacy related service organization; any consumer reporting agency; or any government agency to give Metropolitan Life Insurance Company (“MetLife”) or any third party acting on MetLife's behalf in this regard:

•personal information and data about the proposed insured including employment and occupational information; medical information, records and data about the proposed insured including information, records and data about drugs prescribed, medical test results and sexually transmitted diseases;

•information, records and data about the proposed insured related to alcohol and drug abuse and treatment, including information and data records and data related to alcohol and drug abuse protected by Federal Regulations 42 CFR part 2;

•information, records and data about the proposed insured relating to Acquired Immunodeficiency Syndrome (AIDS) or AIDS related conditions including, where permitted by applicable law, Human Immunodeficiency Virus (HIV) test results;

•information, records and data about the proposed insured relating to mental illness, except psychotherapy notes; and motor vehicle reports.

Note to All Health Care Providers: The Genetic Information Nondiscrimination Act of 2008 (GINA) prohibits employers and other entities covered by GINA
Title II from requesting or requiring genetic information of an individual or family member of the individual, except as specifically allowed by this law. To
comply with this law, we are asking that you not provide any genetic information when responding to this request for medical information. ‘Genetic
information’ as defined by GINA, includes an individual’s family medical history, the results of an individual’s or family member’s genetic tests, the fact that
an individual or an individual’s family member sought or received genetic services, and genetic information of a fetus carried by an individual or an
individual’s family member or an embryo lawfully held by an individual or family member receiving assistive reproductive services.
Expiration, Revocation and Refusal to Sign: This authorization will expire 24 months from the date on this form or sooner if prescribed by law. The
proposed insured may revoke this authorization at any time. To revoke the authorization, the proposed insured must write to MetLife at P.O. Box 14069,
Lexington, KY 40512-4069, and inform MetLife that this Authorization is revoked. Any action taken before MetLife receives the proposed insured's
revocation will be valid. Revocation may be the basis for denying coverage or benefits. If the proposed insured does not sign this Authorization, that
person's enrollment for group insurance cannot be processed.
By signing below, each proposed insured acknowledges his or her understanding that:
•	All or part of the information, records and data that MetLife receives pursuant to this authorization may be disclosed to MIB. Such information may also
	be disclosed to and used by any reinsurer, employee, affiliate or independent contractor who performs a business service for MetLife on the insurance
•	applied for or on existing insurance with MetLife, or disclosed as otherwise required or permitted by applicable laws.
	Medical information, records and data that may have been subject to federal and state laws or regulations, including federal rules issued by Health and
	Human Services, setting forth standards for the use, maintenance and disclosure of such information by health care providers and health plans and
	records and data related to alcohol and drug abuse protected by Federal Regulations 42 CFR part 2, once disclosed to MetLife or upon redisclosure by
•	MetLife, may no longer be covered by those laws or regulations.
	Information relating to HIV test results will only be disclosed as permitted by applicable law.
•	Information obtained pursuant to this authorization about a proposed insured may be used, to the extent permitted by applicable law, to determine the
•	insurability of other family members.
	A photocopy of this form is as valid as the original form. Each proposed insured (or his/her authorized representative) has a right to receive a copy of
•	this form.
	I authorize MetLife, or its reinsurers, to make a brief report of my personal health information to MIB.

Sign Here

Signature of Proposed Insured		Date Signed (MM/DD/YYYY)
Print Name	State of Birth	Country of Birth

If a child proposed for insurance is age 18 or over, the child must sign this Authorization form. If the child is under age 18, a Personal Representative for the child must sign, and indicate the legal relationship between the Personal Representative and the proposed insured. A Personal Representative for the child is a person who has the right to control the child’s health care, usually a parent, legal guardian, or a person appointed by a court.

Sign Here

Signature of Personal Representative

Print Name

Date Signed (MM/DD/YYYY)

Relationship of Personal Representative

AUTH-XDP110M-NW (06/17)

Click for Met Life Evidence Of Insurability File

File Breakdown

Fact Name	Details
Purpose of Form	The Met Life Evidence of Insurability form is used to assess the health status of individuals applying for group insurance coverage.
Who Completes It	The employee fills out the Group Customer Information and provides their name and Social Security number. The Proposed Insured completes the rest.
Proposed Insured Definition	The Proposed Insured can be the employee, their spouse/domestic partner, or their child.
Submission Methods	Completed forms can be submitted via fax, mail, or email. Email submissions must be printed, signed, and scanned.
Contact Information	For questions, call MetLife at 1-800-638-6420 or email [email protected].
Medical Information Requirement	Additional medical information may be requested after the initial review of the completed form.
Form Number Variations	Form GEF02-1 ADM is for most states, while GEF09-1 applies to Montana, and GEF02-1 ADM is for Connecticut, North Dakota, and Utah.
Fraud Warnings	Each state has specific fraud warnings. Providing false information can lead to criminal penalties.
Signature Requirement	The Proposed Insured and a Personal Representative (if applicable) must sign the form to validate the information provided.

Guide to Using Met Life Evidence Of Insurability

Completing the Met Life Evidence of Insurability form is an important step in the process of applying for insurance coverage. Following the steps below will help ensure that the form is filled out correctly and submitted in a timely manner.

Begin by filling in the Group Customer Information and Insurance Information sections on the Statement of Health form.
Provide your Name and Social Security Number on the Statement of Health form. Both must be included.
Hand the forms to the Proposed Insured for completion.
The Proposed Insured should fill out their Name, Relationship to Employee, and other personal information on the form.
Complete the Health Information Section by answering all questions accurately. Omitted information may cause delays.
If applicable, provide details for any "Yes" answers in Section 2 of the form.
Sign the Authorization form where indicated.
Make a copy of both completed forms for your records.
Submit the original forms by FAX, MAIL, or EMAIL. Ensure that emailed forms are printed, signed, and scanned before submission.

After submission, MetLife will review the forms. They may request additional medical information if needed. Expect correspondence within ten days regarding the status of the application.

Get Answers on Met Life Evidence Of Insurability

What is the Met Life Evidence of Insurability form?

The Met Life Evidence of Insurability form is a document required for individuals applying for group insurance coverage. It collects health information to assess eligibility for insurance. Each proposed insured must complete a separate form based on the employee's enrollment request.

Who needs to fill out the form?

The form must be filled out by the proposed insured, who can be the employee, their spouse, domestic partner, or child. Each proposed insured needs to complete their own Statement of Health form.

What are the steps to complete the form?

Fill in the Group Customer Information and Insurance Information.
Provide your name and Social Security number.
Have the proposed insured complete their part of the form.
Sign the Authorization form where indicated.
Make a copy of both completed forms for your records.
Submit the original forms via fax, mail, or email.

How do I submit the completed forms?

You can submit the completed forms by faxing them to 1-859-225-7909, mailing them to the address provided, or emailing to [email protected]. Ensure that emailed forms are printed, signed, and scanned before submission.

What happens if my form is incomplete?

If the form is incomplete, Met Life will return it to you for completion. Make sure all sections are filled out accurately to avoid delays in processing your application.

What additional information might be required?

After the initial review of your completed form, Met Life may request additional medical information. This could include a physical examination, paramedical exam, or an Attending Physician Report. You will receive correspondence within ten days regarding any additional requirements.

What should I do if I have questions?

If you have questions about the form or the submission process, you can call Met Life at 1-800-638-6420, prompt 1, or email [email protected] for assistance.

Are there any fraud warnings I should be aware of?

Yes, it’s important to read the fraud warnings applicable to your state before signing the form. Providing false information can lead to criminal charges and penalties. Always ensure that the information you provide is accurate and truthful.

Common mistakes

Completing the Met Life Evidence of Insurability form can be a straightforward process, but there are common mistakes that people often make. One frequent error is failing to fill in the Group Customer Information and Insurance Information. This section is essential for identifying the correct insurance policy and ensuring that the application is processed efficiently. Without this information, the form may be returned for completion, delaying the insurance approval process.

Another mistake involves not including the Employee’s Name and Social Security Number. These details must appear clearly on the form. Omitting this information can lead to complications, as the insurance company needs to verify the identity of the employee requesting coverage. Incomplete forms are often sent back, which can be frustrating for everyone involved.

People also tend to overlook the requirement for each Proposed Insured to complete a separate Statement of Health form. This includes spouses, domestic partners, and children. Failing to do so can result in delays and additional paperwork. Each individual's health status is assessed independently, so it’s crucial to follow this guideline to avoid unnecessary complications.

Another common issue arises in the Health Information Section. Some individuals may skip questions or provide incomplete answers. This section is vital for assessing the health risks associated with providing insurance coverage. If questions are left unanswered, it can cause significant delays as the insurance company may need to reach out for clarification or additional information.

Lastly, many people forget to sign the Authorization form where indicated. This signature is necessary for Met Life to process the application and access any required medical information. Without a signature, the application cannot proceed, leading to further delays in obtaining coverage. Ensuring that all forms are signed and dated correctly is essential for a smooth application process.

Documents used along the form

The Met Life Evidence of Insurability form is an essential document for those seeking group insurance coverage. Several other forms and documents are often used in conjunction with this form to ensure a complete application process. Below is a list of these related documents.

Statement of Health Form: This form gathers health-related information from the Proposed Insured. It includes questions about medical history, current health conditions, and medications. Each Proposed Insured must complete their own form.
Authorization Form: This document allows MetLife to obtain necessary medical information from healthcare providers. The Proposed Insured must sign this form to grant permission for MetLife to access their medical records.
Personal Physician Information Form: This form collects details about the Proposed Insured's primary healthcare provider. It includes the physician's name, address, and the reason for the last visit, which may be relevant for assessing health risks.
Prescription Information Form: This document lists any prescribed medications the Proposed Insured is currently taking. It requires details about each medication, including the prescribing physician and the condition being treated.

These documents work together to provide a comprehensive view of the Proposed Insured's health, facilitating the insurance application process. It is important to complete each form accurately to avoid delays in processing.

Similar forms

The Met Life Evidence of Insurability form shares similarities with several other important documents used in the insurance process. Here’s a breakdown of eight such documents:

Health Insurance Application: Like the Evidence of Insurability form, this application collects personal and health information to determine eligibility for coverage.
Life Insurance Application: This document also requires detailed health information and personal data to assess risk and set premiums.
Accidental Death and Dismemberment (AD&D) Application: Similar to the Evidence of Insurability form, it requires information about health history to evaluate coverage options.
Disability Insurance Application: This application gathers health details to determine if an applicant qualifies for disability coverage, much like the Met Life form.
Authorization for Release of Medical Information: This document allows insurers to obtain necessary health information from healthcare providers, paralleling the consent aspect of the Evidence of Insurability form.
Statement of Health for Group Insurance: This form serves a similar purpose, collecting health information specifically for group insurance applications.
Claim Form for Life Insurance: While primarily for claims, it often requires health history, linking it to the initial health assessment in the Evidence of Insurability form.
Personal Health Questionnaire: This document is used to gather detailed health information from applicants, similar to the health questions in the Evidence of Insurability form.

Dos and Don'ts

When filling out the Met Life Evidence Of Insurability form, it’s important to approach the task with care. Here’s a list of ten things to keep in mind:

Do fill in all required sections completely. Incomplete forms will be returned.
Don't skip the Group Customer Information. This section is essential for processing your application.
Do provide accurate personal information, including your name and Social Security number.
Don't forget to have the Proposed Insured complete their section of the form.
Do sign the Authorization form where indicated. Your signature is necessary for processing.
Don't leave out any health information. Omitting details can lead to delays.
Do make a copy of the completed forms for your records before submission.
Don't send the forms without checking for errors. Double-checking can save time.
Do submit the forms via FAX, MAIL, or EMAIL as per the instructions provided.
Don't hesitate to reach out to MetLife if you have questions. They are there to help!

By following these guidelines, you can ensure that your application process goes smoothly and efficiently. Good luck!

Misconceptions

Misconceptions about the Met Life Evidence of Insurability form can lead to confusion and delays. Here are seven common misconceptions and clarifications for each:

Only the Employee Needs to Fill Out the Form: Many believe that only the employee must complete the form. In reality, each proposed insured, including spouses and children, must fill out a separate Statement of Health form.
Incomplete Forms Will Still Be Processed: Some think that minor omissions won’t matter. However, incomplete forms will be returned for completion, which can delay the insurance process.
Health Information Is Optional: There is a misconception that health information is not critical. This is incorrect; providing complete and accurate health information is essential for processing the application.
Faxing the Form Is Not Allowed: Some assume that only mailing or emailing the form is acceptable. In fact, you can fax the completed forms to MetLife as well.
All Information Is Kept Confidential: While personal information is protected, some people worry that sharing health details could lead to discrimination. MetLife follows strict privacy regulations to safeguard your information.
Submitting the Form Guarantees Approval: Many believe that completing and submitting the form guarantees coverage. Approval is contingent on MetLife’s review of the submitted health information.
Additional Medical Information Is Rare: Some think that additional medical information will rarely be requested. In truth, after the initial review, MetLife may request further details, such as a physical exam or physician's report.

Understanding these misconceptions can help ensure a smoother experience when completing the Met Life Evidence of Insurability form.

Key takeaways

When filling out the Met Life Evidence of Insurability form, it is essential to follow specific guidelines to ensure a smooth process. Here are key takeaways to keep in mind:

Complete Information: Fill in the Group Customer Information and your personal details accurately on the Statement of Health form.
Proposed Insured: The Proposed Insured can be the Employee, their Spouse/Domestic Partner, or a Child. Each Proposed Insured must complete a separate form.
Authorization Signature: The Proposed Insured must sign the Authorization form where indicated. This is crucial for processing the application.
Keep Copies: After completing the forms, make copies for your records. This can be helpful for future reference.
Submission Methods: You can submit the completed forms via FAX, MAIL, or EMAIL. Ensure the forms are printed and signed before scanning if emailing.
Review Timeline: Expect correspondence from MetLife within ten days after submission. This may include requests for additional medical information.
Incomplete Forms: Be aware that incomplete forms will be returned for completion, which may delay the process.
Fraud Warnings: Read the fraud warnings specific to your state carefully. Providing false information can lead to severe penalties.